Let’s look at what you should consider that Embrace has already thought about for you and your pet:
Hereditary & Genetic
Other companies leave you with no coverage when it comes to genetic reasons for illness. Embrace does cover them and when some conditions lies quietly at first and then rear its head later, it can be VERY expensive.
ASPCA does not cover this and VPI has only limited coverage for hereditary and genetic conditions. This is VERY important (especially to breeds like English Bulldogs who have a lot of genetic problems from the start).
Reimbursement:
It is important that you choose the right plan for you. If you desire that all of your pet’s bills are covered, all of our plans will reimburse your claim as a percentage of your actual bill from your vet so you always get more money back. Don’t go to other companies that use a benefit schedule (VPI) or that say they will pay ONLY customary, usual and “reasonable” charges (ASPCA).
Routine Care & Wellness Visits
We will provide a routine care plan to help you pay for just regular visits to your vet. For example, if your vet charges you $100 for a puppy wellness visit, Embarce will reimburse you $100. VPI and ASPCA will give you less back from your well puppy visit because they have a limit on wellness payments before you would hit your max wellness payout from them.
Limits on Per Incidents
An incident for your pet is defined as any illness or accident and some insurance plans require a deductible before they pay for each incident and then they place a maximum amount of what you will be reimbursed for, per incident. ASPCA will charge you per incident limits. Our company will not limit you per incident.
Wednesday, January 23, 2013
Embrace Pet Insurance - How does it compare to others?
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